* Hospital Discounts NOT available in MD and VT
* Travel Assist not available to OR, FL, CT, and WA residents
* Pharmacy discounts are Not Insurance, and are Not Intended as a Substitute for Insurance
* The discount is only available at participating pharmacies
* Dental Benefit is not available to VT residents
* Chiropractic Benefit is not available to VT residents
* Vision Benefit is not available to VT residents
* Physician Visit Benefit is not available to VT residents
* Discount Lab Work Benefit is not available to NJ, NY, and RI residents

"Disclosures"
This plan is NOT insurance.
This plan provides discounts at certain healthcare providers for medical services.
This plan does not make payments directly to the providers of medical services.
The plan member is obligated to pay for all healthcare services but will receive a discount from those healthcare providers who have contracted with the discount plan organization.
This discount card program contains a 30 day cancellation period.

The discount program provides access to the Aetna Dental Access® network. This network is administered by Aetna Dental Life Insurance Company (ALIC). Neither ALIC nor any of its affiliates offers or administers the discount program. Neither ALIC nor any of its affiliates is an affiliate, agent, representative or employee of discount program. Dental providers are independent contractors and not employees or agents of ALIC or its affiliates. ALIC does not provide dental care or treatment and is not responsible for outcomes.

HealthCare Privileges™ IS NOT HEALTH INSURANCE but a program that provides discounts on health care services received/goods purchased from participating providers. The range of discounts for medical or ancillary services provided under the plan will vary depending on the type of provider and medical or ancillary service received. A listing of providers in your area is available, including name, city, state & specialty, before purchase upon request and can also be found by following the search for providers link above. Healthcare Privileges™ is not available in AK, AL, FL, ID, KS, MN, OH, UT, VA and VT. Pharmacy discounts are not insurance and are not intended as a substitute for insurance. FL, LA, ND, OK, SC, SD and TX Residents: Member shall receive a full refund of membership fees, excluding registration fee, if membership is cancelled within the first 30 days after the effective date. AR and TN Residents: A refund of all fees will be issued if membership is cancelled within the first 30 days. MD Residents: The membership fee and one-time registration fee (minus $5.00) will be refunded if cancelled within the first 30 days and upon return of the discount card. MA Residents: The plan is not insurance coverage and does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00. Discount Medical Plan Organization: New Benefits, Ltd., Attn: Compliance Department, PO Box 671309, Dallas TX 75367-1309; 800-800-7616. The discount medical card program makes available, before purchase and upon request, a list of program providers, including the name, city, state, and specialty of each program provider located in the cardholder's service area.

In order to receive a discount you must pay your entire discounted bill in full at the time of service or purchase. You are solely responsible for payment of all fees due to provider. No portion of any provider's fees or costs will be reimbursed or otherwise paid by HealthCare Privileges™.